Welcome to SoulFULLY Living #75...
(Click for HTML Version - www.lifecoachmary.com/issue75.htm)  Welcome New Subscribers! You may view ISSUE #1 at www.lifecoachmary.com/issue1.htm.  Click HERE for archived issues. Soulfully Living's intention is to deliver inspiring ideas, articles and resources that positively impact the quality of your life. 

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Welcome New Subscribers.  I'm writing you from Sanibel Island, FL as the rain gushes out of the sky.  Alberto has given us a tiny taste of what hurricanes are like.  My new husband John and I are here supporting an ill family member.  Looking at life, through fragile health, offers perspective.

This week's features...

Abundance Abounds:  The Compounding Effect of Starbucks (and other innocent spending).  I'm not a numbers person, but John Mathias is.  John is a client,  participant in my Success and Inner Peace Bootcamp, my accountant, and friend.  He's also writing a book called, "1001 Bytes Everyone Should Know About the Market."  One of the questions (and answer he provided) opened my eyes WIDE.  This seemed like the perfect article to share in this week's issue.Magic Moments: Wedding Moments.    Thanks to my AMAZING photographer Fima Gelman and his team, there are literally dozens of magic moments to share from our wedding on May 5th.  Before the ceremony, John and I did a photo shoot with Fima. Walking past the tennis courts, someone got the idea of "playing tennis."  Being in my wedding dress and all, I resisted -- at first. Surrendering to this crazy idea, created a few magic moments.  See below.

"Conversations with the Masters"
Cheryl Richardson

The next Conversations with the Masters is with Cheryl Richardson on June 20th at 12 Noon - 1:30pm Pacific (3-4:30pm Eastern).  Cheryl is the bestselling author of 4 books and many remember The Lifestyle Makeover Series she did for The Oprah Winfrey Show.  She is an expert on Work/Life Balance, and I've just enjoyed her latest book, The Unmistakable Touch of Grace.  Come benefit from her countless distinctions on balancing "work and discipline" with the "guidance of grace."   AN EXTRA HALF HOUR...Cheryl's agreed to extend the call an extra half-hour in order to share additional insights about her journey as an author, speaker and coach.  Great for aspiring professionals!!Pre-register by sending a blank email to Grace@PowerofInnerChoice.com .  *** Register today for FREE GIFT drawing.***  Three lucky people will receive a "Grace Gift Pack", eligible for those pre-registered for the call.  The gift packs each include a copy of The Unmistakable Touch of Grace, a copy of Cheryl's new Experience the Power of Grace audio program, and a deck of Grace Cards.  

NEW...
"The Monthly Choice"
Conference Calls
Starts July 11th

The 12 lessons from The Power of Inner Choice are becoming staples in many people's lives.  Now you can learn the distinctions applying the lessons to YOUR life, and share experiences with a community of likeminded individuals committed to their success and INNER PEACE.  Starting July 11th, I'll be hosting a monthly call featuring ONE lesson each month, for an entire year.  I'm making it ridiculously affordable. Only $49 for all 12 calls.  Come for one lesson, or join us for the entire journey.  Same price.  Calls recorded. Register and learn more at www.lifecoachmary.com/monthlychoice.htm.  

NEW...
Success and Inner Peace Bootcamps
Starting in August 1st...

In February, I launched a new program called The Success and Inner Peace Bootcamp.  This year-long coaching and life mastery program has been well received...and we're having a blast achieving goals AND experiencing deeper levels of inner peace.  You can have BOTH.  I'm starting more Bootcamps beginning August 1st.  If you'd like to have rigorous coaching, concentrated support of a group for an entire year, and more success AND inner peace, visit www.lifecoachmary.com/bootcamp.htm to review the program and testimonials.In joy and love, Mary (Allen) Cole, CPCC, MCC
(yes...I got married on May 5th!!)            SUBSCRIBE/unsubscribe

The following question was answered by John M. Mathias.  He is currently writing a book called, 1001 Bytes Everyone Should Know About the Market.  It illustrates the "compounding effect" of choice in a rather eye-opening way.  A little reality check for all of us wanting to accumulate larger sums of cash."My boyfriend says I spend too much money at Starbucks. What kind of an effect does drinking two Café Mochas a day have?"  

This is a great opportunity to let numbers just flow as only numbers can. Numbers are neutral and can not judge the value or benefits of coffee. But, when you place a dollar sign in front of a number, sometimes they just disappear like socks in a dryer.

A grande (medium) café mocha in San Jose costs $3.30. Drinking two mochas a day costs $6.60 times 5 days a week equals $33 per week. If you include Saturday and Sunday it costs $46.20 per week. And, if we drink our mochas all year long, for 365 days, we have spent $2,409. Finally, if we are long-term planners, and if Starbucks does not raise their price in the near future we will have spent a cool $12,045 on coffee over a five year period.

If you go back 1 year to May 9, 2005 and had purchased $2,409 or 92.26 shares of Starbucks' stock for $26.11, your shares would be worth $3,598 today, a 34% increase in value.

It's probably not about the coffee anyway. I stop for coffee, not to procrastinate from getting to work, but to get an early guaranteed smile and because it is part of my routine. It gives me a positive experience, like tying a perfect Windsor knot, before sliding into work and responsibility.

What if you smoke two packs of Marlboro 100's a day?

Marlboro Light cigarettes cost $4.32 including tax per pack in Long's Drugs in San Jose. The sign said they were on special for a limited time. Smoking two packs a day would cost $8.64 times seven days a week equals $60.48 per week. It would cost a smoker $3,144.96 per year. Over a five year period, a two-pack-a-day habit would cost $15,724.80, just over a thousand dollars more than the 2006 Ford F-100 pick up.

If you smoked and drank mochas you would have spent $27,769.80 over a five year period which is the price of a 2006 Toyota 4-Runner or Toyota Avalon.

What if you drank a bottle of Chardonnay every night with dinner?

Meridian Chardonnay is a medium cost, high production wine that retails for $9.99 at Safeway. If you buy six bottles of wine, you get a 10% discount. If you buy a case of wine, you get a 15% discount. Wines go on sale often and the prices vary in both directions.

The Meridian would cost 75.70 (including tax) over a seven day period and $324.42 over a thirty day period. This cool buttery drink would cost $3,960.25 per year and an intoxicating $19,801.25 over five years.

If you smoked two packs of Marlboro 100's, drank two Starbuck Café Mochas for breakfast and had a bottle of Meridian Chardonnay with dinner it would cost you approximately $9,514.21 per year and $47,571 over five years.

What if you had two kids or.Okay. We get the point.Article by John Miller Mathias.

If you'd like John to address one of your questions is his book, "1001 Bytes Everyone Should Know About the Market," please email him directly at mythias@ablecom.net. 

John Miller Mathias is Enrolled to Practice Before the Internal Revenue Service. He is also an advisor with Foothill Securities, Inc. He was President of the International Association for Financial Planning and taught tax and investment classes at UCSC, Extension. He has written a weekly column on personal finance. 

Magic Moments:  Tennis and Wedding Dresses - Why not?  Three hours before our wedding ceremony, John and I did a photo shoot with our beloved photographer, Fima Gelman. Walking past the tennis courts, someone got the idea of "playing tennis."  Right then.  Being in my wedding dress and all, I resisted -- at first.  I don't really consider myself a tennis player.  But, I'm a "go with the flow" kind of girl, and it seemed like the thing to do. There were two men playing who eagerly gave up their rackets for the gal in the white beaded wedding gown, and the dude in the tux.  Fortunately, Fima captured this first shot, RIGHT BEFORE John hit the ball in his face!! (oops!).  Notice where the ball is heading...(photo below)

And, yes...this was an authentic swing (BELOW)
-- a very nice shot by the bride.  Great racket! 
Maybe I really can play tennis?  I did have my "whites" on.  Magical things happen when you surrender to the moment.

Some of our friends brought some champagne out to the courts after watching our fanatics on the court.

John and Mary Cole on the courts.  Post tennis shots.
No sipping before those vows.

All photographs by Fima Gelman
www.fimaphotography.com 

If you'd like to make a contribution to one of our topics areas in SoulFULLY Living, please email mary@lifecoachmary.com, we're always looking for valuable material to pass on to our readers.

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